Everything your business
needs in one platform
From invoicing and GST filing to POS, CRM, and government schemes — Subcidys is the complete operating system for Indian small businesses.
Your business workflow
Six steps from signup to growth — Subcidys handles every layer of your operations.
Sign Up & Onboard
Register in 60 seconds, complete KYC, pick your business category
Add Products & Customers
Import inventory via CSV, add customers, configure GST rates
Sell & Collect
Raise invoices, use POS, accept payments via UPI/Cash/Card
Manage Expenses
Log expenses, attach receipts, track recurring costs automatically
File GST Automatically
GSTR-1, GSTR-3B, GSTR-9 generated from your transaction data
Get Insights & Grow
P&L, Balance Sheet, credit score, and govt scheme eligibility
23 modules, live right now
Explore every feature available today — no waitlist, no upcharge.
Authentication & Onboarding
Secure, frictionless access
- Email/password registration & login
- Google OAuth one-click sign-in
- OTP-based passwordless customer login
- 30-day free trial auto-assignment
Dashboard
Real-time business pulse
- Real-time revenue statistics with trend indicators
- Monthly revenue chart
- Top products visualization
- Recent invoices table
Invoicing & Quotations
End-to-end invoice lifecycle
- Create, edit, duplicate, delete invoices
- Full lifecycle: Draft → Pending → Paid → Overdue
- Quotation creation with accept/decline workflow
- Partial payment & TDS deduction support
Products & Inventory
Smart stock management
- Product CRUD with SKU & barcode support
- HSN/SAC code assignment
- Real-time stock tracking (min/max levels)
- Low stock alert with configurable threshold
Universal POS
POS for every business vertical
- Business-adaptive UI for 8+ verticals
- Food & Beverage — KOT, table management
- Retail — billing, returns/exchange
- Healthcare — prescription & expiry tracking
Accounting Suite
Complete financial picture
- Revenue vs expense trend (6-month view)
- Expense breakdown by category (pie chart)
- Cash flow visualization (weekly)
- Recurring expense support
GST Compliance Engine
Automated GST filing
- Automated GSTR-1 generation (monthly)
- Automated GSTR-3B generation (quarterly)
- Automated GSTR-9 generation (annual)
- HSN/SAC code database with lookup
Customer Management (CRM)
Know your customers deeply
- Customer CRUD with GSTIN support
- Billing & shipping address management
- Customer rating system (1–5 stars)
- Bulk import from CSV/spreadsheet
Supplier Management
Streamlined supply chain
- Supplier CRUD operations
- Credit limit & payment terms configuration
- GSTIN field & supplier type (business/individual)
- Contact person tracking
Transactions
Track every rupee
- Income and expense recording
- Transaction type filtering (income/expense)
- Category-based filtering
- Date range filtering
Reports
Data-driven decisions
- Profit & Loss statement
- GSTR-1 report (by month/year)
- GSTR-3B report (by quarter/year)
- GSTR-9 annual return (by financial year)
Document Vault
Secure document storage
- Secure document upload and storage
- Document categories (License, GST Filing, Agreement, etc.)
- Search and filter documents
- File size and MIME type tracking
EMI Calculator & Loan Tracker
Smart loan management
- EMI calculator for business loans
- Active loan tracking
- Repayment monitoring
- Loan portfolio overview (stats cards)
Marketplace & E-Commerce
Multi-vendor D2C commerce
- Multi-vendor marketplace overview
- Total orders and revenue tracking
- Pending order management
- Shopping cart & checkout flow
Government Schemes Directory
Access govt funding
- PMMY, Stand Up India, PMEGP, CGTMSE details
- SIDBI Fund of Funds & SRI Fund
- Eligibility details and loan ranges
- Search & filter by category
Super Admin Panel
Platform-wide control
- Platform-wide analytics dashboard
- Organization & user management
- Subscription plan CRUD
- Loan application review & approval
What's coming next
A transparent look at what we're building — across three phases of growth.
Phase 1
Payment Gateway
Online invoice payments via Razorpay/Stripe in Customer Portal
UPI QR Code Generation
Auto-generate UPI QR codes on invoices for instant payment
Real-time Table Management
Live table status tracking (POS module — UI built)
Staff Performance Dashboard
Shift tracking & performance metrics (UI built)
Advanced Marketplace Fees
Commission system for storefront transactions
Phase 2
Mobile App (React Native)
Native Android & iOS apps for MSME owners
E-Way Bill Generation
Automated e-way bill creation for goods transport
Purchase Orders
Purchase order management with supplier integration
Multi-Currency Support
Invoice and transact in multiple currencies
Barcode/QR Scanner
Camera-based scanning for POS & inventory
Tally Integration
Import/export data with Tally ERP for accountants
Multi-Language Support
Hindi, Tamil, Telugu, Marathi, Gujarati
Phase 3
AI-Powered Insights
Business health predictions, cash flow forecasting, demand planning
ONDC Integration
Connect MSMEs to the Open Network for Digital Commerce
Banking Integration
Direct bank account linking for auto-reconciliation
Payroll Module
Employee salary management with PF, ESI, TDS compliance
Credit Scoring Engine
Proprietary scoring based on platform transaction data
Embedded Lending
In-platform lending via NBFC/bank partnerships
B2B Marketplace
Inter-MSME procurement and wholesale marketplace
Built secure from day one
Every layer of Subcidys is engineered for security, performance, and compliance.
httpOnly Cookies
XSS-immune auth — no JS token access
Short-lived Tokens
15-min access tokens with auto-refresh
Parameterized Queries
Prisma ORM blocks SQL injection
Org-level Isolation
Every query scoped to your organisation
Secured
100% Safe
Approval
Within 24 hrs
Disbursed
₹500 Cr+
Your loan, fully disbursed
Fast, unsecured business credit — apply online, get approved by AI, and receive funds within 48 hours.
Apply online
Fill the form in under 2 minutes — no branch visit needed.
Upload documents
Instant approval
Funds disbursed
Included in every plan
+ 17 more modules — POS, CRM, Document Vault, EMI Calculator & more
Subcidys helped us get ₹25L in 48 hours — completely paperless. Best decision for our business growth.
Priya Sharma
Sharma Textiles
Businesses on Subcidys save an average of 8+ hours per week on invoicing and GST compliance.
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