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Unlock the Power of AI

AI Credit Score

Unlock peak performance across lending, finance, and accounting through our seamless AI ecosystem.

Move faster. Trust smarter.

Our AI-powered credit engine analyzes real-time data signals to provide a complete financial profile in seconds.

User
User
User
500+Financial Partners

Why Use our
AI Credit Score?

Beyond traditional credit scores. Our AI analyzes thousands of data points from your business operations to build a complete profile that lenders trust.

AI Engine Illustration

Business signals move into one AI decision layer

Input factor

Payment History

35% weight

Input factor

GST Compliance

25% weight

Input factor

Bank Trends

20% weight

Input factor

Loan Repayment

15% weight

Input factor

Tax Data

5% weight

AI engine

Subcidys AI

Analyzing inputs

Live

Credit readiness summary

782
Excellent

Payment History

92

GST Compliance

99

Bank Trends

78

Loan Repayment

84

FOR LENDERS

Make Smarter
Lending Decisions

Beyond traditional credit scores. Our AI analyzes thousands of data points from your business operations to build a complete profile that lenders trust.

Reduce default rates by up to 40%
Process applications 10x faster
Real-time risk monitoring
Customizable risk parameters
40%

Lower Default Rates

Set custom monthly limits for each employee card.

10x

Faster Processing

Restrict usage to selected merchant categories.

1M+

Businesses Analyzed

Pause suspicious or misplaced cards immediately.

24/7

Real-time Monitoring

Generate secure virtual cards for subscriptions fast.

The Intelligent Financial
Backbone for your Business

Automate your billing, inventory tracking, and GST filings with a high-fidelity dashboard built specifically for fast-growing Indian enterprises.